About this site-

This site is part of a project aimed at providing clear and accessible information on a wide range of public services, giving details on what services are and how to access the help that may be available.

This site is specifically related to the system of benefit advances, and relays opinions that are researched and re-written using publicly available information.

Where information is directly taken form public websites like GOV.UK, it has been added to the site without change to allow users to see the source and supporting material of any additional information or interpretation made on this site.

This information is republished under Crown Copyright, and acknowledges the originating source where applicable by showing a symbol of a crown _crown-copyright?This links to the Crown Copyright certificate used by this site.

Whilst every effort is made to keep this site up to date and check that the information is correct, it is possible that changes have been made to legislation or process? since publication, as such, this site is provided specifically as an educational tool and that your use of this site accepts that the information is not direct advice and that you should seek professional representation or advice about any of the subjects that this site covers and the site takes no responsibility for your actions, or lack of action based on your own research.


No warranties

This website is provided ?as is? without any representations or warranties, express or implied. Budgeting Advance makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Budgeting ?Advance does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any welfare, legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

Budgeting Advance will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Budgeting Advance has been expressly advised of the potential loss.


Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Budgeting Advance liability in respect of any:

  • death or personal injury caused by Budgeting Advance negligence;
  • fraud or fraudulent misrepresentation on the part of Budgeting Advance website; or
  • matter which it would be illegal or unlawful for Budgeting Advance to exclude or limit, or to attempt or purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, Budgeting Advance has an interest in limiting the personal liability of its online presence and website administrators. You agree that you will not bring any claim personally against the Budgeting Advance online presence (website) or administrators in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Budgeting Advance online presence (website), administrators, moderators, agents, subsidiaries, successors and assigns as well as Budgeting Advance.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.