One of the main problems that people that I speak to face when having been sanctioned is that they soon find that housing benefit is also stopped and this causes stress and debt that can easily be avoided!. Hosing benefit ( like several other benefits) is PASSPORTED, this means that if you are in receipt… Read More

This week has been a very busy week for the DWP in terms of refusing Short Term Benefit Advances according to the number of requests that we have seen for help, so now is a good time to dig through the legislation and share the process that you must follow to get your negative STBA… Read More

Before the recent welfare reforms came into effect people who had been found fit for work and who had been told that they no longer qualify for ESA were told to either claim JSA or appeal the decision (this takes up to 18 months) and were advised that they can be paid the base rate… Read More


In the UK the process for claiming state Benefits including Jobseekers Allowance, Income Support Pension Credit and Employment and Support Allowance can take anywhere from 10 days to 2 months depending on the benefit claimed and your personal circumstances, however you can speed up the claim process by following 10 basic rules. Understanding the claim… Read More

Loan help and advice

Our aim to to provide clear and up-to-date advice based on general questions that you may have, we can not offer personalised finacial advice and ? We will: Offer a way to ask questions Research the answer Reply with links to relevent information Provide forms Provide general advice   All we need is your question… Read More