As part of his recent budget speach the Chancellor announced that he was going to increase the number of waiting days when claiming JSA from the present 3 to 7, meaning that claims are only payable after the 8th day for those who have not recenlty made a claim to state benefits ( if you… Read More

At the moment Budgeting loans are paid as cash directly into applicant bank accounts if accepted, this means that the Government has no way of knowing what the Budgeting Laon has been spent on, or that it has been spent on any of the items that it was granted to pay for. Should Budgeting Loans… Read More

What is a budgeting Loan

Using a Budgeting loan to spread the cost of larger items when you are on benefits, is a sensible option for most as it allows those on lower incomes to buys goods that they need without having to use all of their benefits at once allowing them to budget effectively. There is no stigma attached… Read More

Budgeting Loan Criteria

As you may be aware, as part of the new welfare bill set out by the coalition Government Crisis Loans came to an end on March 31st 2013, however it is still possble to apply for and be awarded a Budgeting loan as they were not made from the discretionary social fund, and as such… Read More